Terms & Conditions

1. Introduction

1.1. Billmonix ("we," "our," or "us") is a payment gateway platform operating in Nigeria, providing payment processing services to merchants ("you" or "your"). By using our services, you agree to comply with these Terms and Conditions.

1.2. These Terms and Conditions constitute a legally binding agreement between Billmonix and the merchant. Please read them carefully before using our platform.

2. Services Offered

2.1. Billmonix offers payment processing services, allowing merchants to accept payments from customers using various payment methods, including credit cards, debit cards, and electronic funds transfers.

2.2. We reserve the right to update, modify, or discontinue our services at any time, with or without notice.

3. Merchant Responsibilities

3.1. By using our services, you agree to:

Provide accurate and up-to-date information about your business and payment processing needs.

Comply with all applicable laws and regulations, including those related to data privacy and consumer protection.

Safeguard your login credentials and account information.

4. Payment Processing

4.1. Billmonix will process payments on behalf of the merchant in accordance with the terms of the merchant agreement.

4.2. Payment processing fees and settlement times may vary. Please refer to your merchant agreement for specific details.

5. Security

5.1. We employ industry-standard security measures to protect your data. However, you are responsible for maintaining the security of your customer data and compliance with Payment Card Industry Data Security Standard (PCI DSS) requirements.

6. Data Privacy

6.1. Billmonix will collect and process personal and transactional data in accordance with applicable privacy laws and our Privacy Policy.

7. Dispute Resolution

7.1. In the event of a dispute, both parties agree to engage in good faith negotiations to resolve the issue.

8. Termination

8.1. Either party may terminate the agreement with written notice, subject to the terms of the merchant agreement.

9. Limitation of Liability

9.1. Billmonix's liability is limited to the extent permitted by law. We are not responsible for any indirect, incidental, or consequential damages.

10. Governing Law

10.1. These Terms and Conditions are governed by and construed in accordance with the laws of Nigeria. Any disputes will be subject to the exclusive jurisdiction of the Nigerian courts.

11. Changes to Terms and Conditions

11.1. Billmonix reserves the right to update these Terms and Conditions at any time. You will be notified of any changes, and your continued use of our services constitutes acceptance of the revised terms.

12. Contact Information

12.1. For questions or concerns about these Terms and Conditions or our services, please contact us at [contact email or address].

13. Entire Agreement

13.1. These Terms and Conditions constitute the entire agreement between the parties and supersede all prior agreements and understandings.

By using Billmonix's Bill payment gateway platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our services.

Date of Last Update: September 1, 2023

12. Contact Us If you have any questions or concerns about this Privacy Policy or your privacy rights, please contact our Data Protection Officer at support@bilmonix.com.

Thank you for choosing Billmonix.